It’s a difficult topic to even think about, but planning for the unexpected events is crucial. A well-crafted risk management plan can provide the financial security your loved ones need.
Posts by: Victor Todorovski, CFA®, CFP®
Decumulation in Retirement – Part II
In this second installment, we discuss how to minimize the portion going to the CRA so that you may enjoy more of the money you’ve worked hard to accumulate.
Decumulation in Retirement – Part I
“Decumulation” – yes, it is a word!
The 2024 Budget: Some Good News for First-Time Home Buyers
The Canadian federal government announced significant changes to the Home Buyers' Plan (HBP) in the 2024 budget,...
The RRSP/RRIF Meltdown Strategy
Interested in maximizing retirement savings while minimizing taxes? Explore the RRSP/RRIF Meltdown Strategy.
Shield Your Legacy: Strategies to Safeguard Your Wealth from Probate Fees
In Canada we don’t have inheritance taxes, but we do have probate fees – how can you avoid them?
The Donor Advised Fund: A Turnkey Alternative to Setting up a Private Foundation
Have you ever thought of setting up a foundation to support something you are passionate about or to leave a legacy, but don’t know where to start?
Is an Individual Pension Plan (IPP) Right for You?
When used correctly, an IPP can be a super-powerful and tax-efficient investment and estate planning tool.
Transforming Lives: Gifting Insurance for Lasting Legacies
Discover a new frontier in philanthropy beyond conventional giving. We delve into the advantages of donating insurance and the profound positive legacy it can create.
Could Tontines Be a Key to a Worry-Free Retirement?
Are you worried about outliving your savings but do not like the idea of annuities? Then a modern-day tontine is a product that you might want to consider.
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